Fixed rate home loans for 10-20 years are 9.75 (if margin is up to 25 per cent) and 10 per cent (if the margin is more than 25 per cent). Floating home loan rates for the same period is 10.50 per cent (if margin is up to 25 per cent) and 10.75 per cent, if the margin is more than 25 per cent. 
 
Above a loan tenure of 20 years, fixed interest rate on loan up to Rs 20 lakh is 10.25 per cent (if the margin up to 25 per cent) and 10.50 per cent, if the margin is more than 25 per cent. Home loans at floating rate of interest for more than 20 years, the interest rates are: 11 per cent (if the margin up to 25 per cent) and 11.25 per cent, if the margin is more than 25 per cent. UCO Bank offers 0.25% discount on home loan rates till December 31
UCO Bank has announced festival discount of 0.25% on its new home loans under UCO Shelter. The discount is available only for loans up to Rs 20 lakh, on both fixed and floating rate housing loans.
The discount will be available up to December 31, 2007, on both fixed and floating.
Existing home loan rates are:
For home loans up to Rs 20 lakh for 10 years with a margin of up to 25 per cent, the interest rate is 9.25 per cent (fixed) and 9.50 per cent (fixed) if the margin is more than 25 per cent. For the same period, the floating interest rates are 10 per cent (if the margin is up to 25 per cent) and 10.25 per cent if the margin is more than 25 per cent.